Credit Analyst Resume Sample [+Risk Analyst Skills]

Credit Analyst Resume Sample [+Risk Analyst Skills] Credit Analyst Resume SampleMaurice Kostrzewski, Credit Analystmaurice.q.kostrzewski@gmail.comlinkedin.com/in/mauriceqkostrzewski775-287-0980Professional SummaryInsightful credit analyst with 4+ years of experience. Skilled in accounting, finance, and MS Excel. Seeking to improve analysis at South Northern Alliance Bank. At Credit Two Bank, helped slash losses by $150M per year by driving delinquency levels below 1%. Cut overdue accounts by 20%.Work ExperienceCredit AnalystCredit Two BankMarch 2016May 2019Worked on program to slash losses by $150M a year. Drove delinquency levels below 1% by switching to real-time paperless data and spearheading recurring payment drive.Raised ROI for investment accounts by 15% in 5 months by using UAFRS accounting to pull apart disparate financial statements.Slashed overdue accounts by 20% by developing more robust list of payment options.Trained 15 risk management employees on collection and credit best practices.Credit AnalystCrystal Capital, Inc.J an 2015Feb 2016Managed a portfolio of 800 public and private companies with credit lines from $20K and $5M.Lowered credit losses by 22% by analyzing delinquent accounts and taking preemptive action based on system of warning signs.Education20102014 University of NevadaBachelor of Science in AccountingMaintained 4.0 average in accounting and finance classes.Secretary, student investing club.SkillsTechnical Skills:Accounting, finance, MS Excel, quantitative analysisSoft Skills:Interpersonal skills, problem solving, stress management, communicationActivitiesMy book, Analyze Like a Billionaire was a bestseller on Amazon for 15 weeks.At AFP Con 2017, spoke on panel about uniform accounting.Are you sure you need a resume for credit analyst jobs? See our guides:Accounting ResumeActuary ResumeBusiness Analyst ResumeFinancial Analyst ResumeAccounts Receivable ResumeAccounts Payable ResumeInvestment Banking ResumePersonal Banker ResumeBusiness ResumeConsultant ResumeFinancial Advisor ResumeTa x Accountant ResumeTax Preparer ResumeGood Resume Examples for Any PositionWant to save time and have your resume ready in 5 minutes? Try our resume builder. Its fast and easy to use. Plus, youll get ready-made content to add with one click. See 20+ resume templates and create your resume here.Sample Credit Analyst ResumeSee more templates and create your resume here.One of our users, Nikos, had this to say:[I used] a nice template I found on Zety. My resume is now one page long, not three. With the same stuff.Create your resume nowHeres how to write a credit analyst resume that gets jobs:1. Select the Best Credit Analyst Resume FormatCredit analysts assess the creditworthiness of people, companies, or securities. They typically work for financial institutions like banks, credit rating agencies, credit card companies, and investment companies. A credit analyst resume must show accounting, analysis, tech, and finance skills, plus knowledge of the industry.Red flag!Poorly-presented cr edit analyst resumes get denied.SoFormat your resume with the reverse chronological resume template. Its one of the best resume layouts because it lets them analyze your skills quickly.Put your credit risk analyst resume sections in the right order: heading, summary statement, work history, education, and bonus sections.Use the right resume heading format with name, Credit Analyst, and other contact info.Wondering how to write your address in a resume? In 2019, delete the street and settle for the city where you live.The best fonts for resume are Dido, Cambria, and Arial, but any highly readable font works well (in 1012 pt font).Pro Tip: Save your work as a PDF file resume. Why PDF? That format minimizes aging on your flawless formatting by keeping the layout intact.2. Write a Credit Analyst Resume Objective or Resume SummaryBig risk.If you dont write a good profile on your resume, the hiring team may skim it.So, lead off with your elevator pitch. Create a professional summary for y our resume that pulls in all your finest attributes.In your credit analyst resume, showcase:An adjective (insightful, perceptive)Title (Credit Analyst)Years of experience (4+, 8+)Goal (improve analysis)Skills achievements + numbers (helped slash losses $150M)In a no experience resume you wont have lots of credit analyst achievements. So write a career objective for your resume. Its almost the same, but it spotlights transferable skills.For instance: as a loan officer, you analyzed the creditworthiness of 100+ businesses per year. Say it!Pro Tip: How long should a resume be for credit analyst jobs? One pageor more if youve got 8+ years of experience.3. Fit Your Resume to the Credit Analyst Job DescriptionWindfall!Hiring managers read too many generic credit analyst resumes.Make yours different and you win.ButIt must be different in a certain way.Heres how to target a resume for credit analysts to the role:Make your resume job descriptions match what theyre asking for.Do they list the job title Credit Risk Analyst? Then you should say that in your job descriptions, too.You need accomplishments to put on your resume, but again, they have to fit. If theyre really excited about pivot tables, show how you used them to save $1.2M.Numbers and percents are vital to show youve got skills.Pro Tip: Write your resume for credit analysts with action words like worked on, raised, slashed, trained, and managed to keep things readable.4. Invest in Your Credit Analyst Resume Education SectionGo for broke.Dont do the cookie-cutter thing.Your credit analyst resume should show a degree, a school name, and attendance dates.But it cant stop there.Did you keep a 4.0 average in accounting and finance classes?That belongs on a resume for credit analyst jobs.See, your resume educational background must show achievements, too.Pro Tip: Did you just walk with a business degree last month? You can show more detail in your education section to make it take up more space on the page.5. List C redit Analyst Skills in Your ResumeHeres a list of skills for a resume for credit analyst jobs:Credit Analyst Resume SkillsFirst, list hard skills on your resume:AccountingFinanceMathematicsComputer skillsIndustry knowledgeMicrosoft ExcelPowerPointMultitaskingQuantitative analysisGathering financial informationThen add soft skills:Interpersonal skillsOral written communicationProblem solvingOrganizational skillsCollaborationStress managementCritical thinkingDecision makingTime managementEfficiencyPro Tip: Make sure you use bothsoft and hard skills in your resume. Put them in a list in your skills section. But ground them with achievements in your bullet points.When making a resume in our builder, drag drop bullet points, skills, and auto-fill the boring stuff. Spell check? Check. Start building your resume here.Create my resume nowWhen youre done, Zetys resume builder will score your resume and tell you exactly how to make it better.6. Add Other Sections to Your Credit Analyst Res umeDiversify.Your credit analyst resume needs added sections.Try a few of these:ActivitiesConferencesProfessional associationsPublicationsSchool projectsFreelance jobsKudos from managersAppearances on podcasts or in the mediaBusiness projectsA hobbies listAwards and/or honorsSports, fitnessLevels of language proficiency on a resumeHeres how to list volunteer work on a resume: if it proves credit analyst skills, make it prominent in a full section. If not, make it a bullet point in your Activities.Pro Tip: Adding certifications to a resume is easy when you know how. Put a Credit Analysis Certificate or other central cert in its own section just under Education.7. Send a Cover Letter With Your Credit Analyst ResumeIs a cover letter necessary with a credit analyst resume?Yes.But writing a cover letter doesnt have to make you feel delinquent.Use these tips for formatting a cover letter:Put something tempting in the first paragraph of your cover letter. Example: When I helped slash losse s by $150M...Then use the second paragraph of your credit analyst cover letter to show more ways youll fit into the job.Knowing how to close a cover letter means asking to be interviewed, and saying what theyll get out of it. Example: your method that cut overdue accounts by 20%.Most cover letters are two pages in length, but thats too long. Make yours half a page.Each week, send a job application status email. It can be brief, but it needs to call back the most unique thing about your application.Thats it!Thats how to write a credit analyst resume.What irks you about your resume for credit analyst jobs? Whats the worst piece of criticism you get from potential employers? Give us a shout in the comments. Wed love to talk!

Writing a Resume on a Macbook

Writing a Resume on a MacbookWriting a resume on a Mac is no walk in the park. It requires a certain amount of computer savvy. But that doesn't mean it is impossible.If you have no clue what I am talking about, let me show you how to use this technology to your advantage. First, you need to know that there are many jobs that are on the market now that you can do. In fact, there are many different jobs that you can do now compared to previous years. Now that you have seen all of this, you need to be able to find them.Jobs that will be on the market this year include sales people, writers, programmers, testers, graphic designers, and others. If you want to go to school to get a new job or advance in your current job, it is not out of the question. It is something that can happen, but it can take a little while.Now, if you are looking for jobs, it is easy to do. All you need to do is head to one of the major job search sites like Monster, Career Builder, or Human Resources Online. These sites have free applications that can help you find the jobs you are looking for. If you don't find what you are looking for there, you can also go to your local college and look for certain students who are interested in doing internships and other placements.Once you have found a job that you are interested in, you should continue working on building your resume. Make sure you have a solid cover letter that goes along with your application. Be sure to make it detailed so that it is easy to understand and will get the attention of the person you are sending it to.Next, you should know that resumes are just like any other paper file. They should be filed neatly as well. When you file your resume, you want to make sure that you are getting rid of all the unnecessary items so that you can make room for more important documents.One small piece of paper that you want to keep is your contact information. You will probably end up using this information a lot during the process of applyin g for a job. Having this information handy can help you out when you need to send a resume to a company. You also might want to keep an address book where you can keep track of any companies you have talked to.Finally, you should always write a resume that is original. When you are trying to market yourself, the first impression matters. To this end, you should think outside of the box so that you can write a resume that does not look too similar to another writer's. You can do this by creating something unique from the other writers you may know.

5 Essential Rules to Approaching Passive Candidates

5 Essential Rules to Approaching Passive Candidates When making a new hire, ideally you want to find the perfect person for the job and if they dont exist, the next best thing! To find this individual you are going to have to leave no stone unturned and this means expanding to everyone, whether theyre currently employed or not. There  is no reason that you should be  limiting yourself to candidates  who are actively  seeking a new job, as by rushing your decision or hiring on the basis of availability, youre at risk of making a bad hire that could have negative implications for the business. In fact, some of the  best candidates could be those who are perfectly happy in their current role; however this doesnt mean they arent open to hearing about new opportunities. When approaching passive candidates it is important to be tactful, as if you come across as too salesy or generic, they are unlikely to give you the time of day. To win them over, youre going to have to cultivate relationships and keep them engaged throughout the entire hiring process. So how can you go about it? Here are the 5 essential rules of approaching  passive candidates, that will ensure you secure the best possible person for the job: 1) Get referrals: Successfully recruiting passive candidates is all about networking. By asking your existing contacts if they know anyone suitable, you are not only more likely to be put in touch with quality candidates, but your common connection will give you much more credibility and people will be more open to have a conversation. You can also consider each candidate approach as a form of networking, as while not every candidate you contact may be suitable for the role you are working on, they may know somebody who is, so it is still worthwhile forming a relationship with them. 2) Tailor your messages: A lot of recruiters are guilty of sending dozens of generic InMails out to just about everyone on LinkedIn who vaguely fits the bill. DONT! The candidates you are contacting arent stupid and they will see right through it. Plus theyve probably received a multitude of nearly identical messages from other recruiters ahead of yours, so dont expect to hear anything back! If you want to capture their attention, youre going to have to prove that you have done your research and genuinely think that they would be suitable for the role.  By mentioning something specific that you have read on their profile or referring to a mutual connection, you will have a much better chance of getting their attention and trust. Try to keep it short and to the point, as they dont have the time to read a full on essay! 3) Dont sell: If the candidate is not in the market for a new job, then your sales pitch will be wasted on them. Instead, take a much more personal approach, that will put them at ease and make them trust you. You can establish a good rapport with the candidate, by listening to what THEY have to say, rather than taking a hard sell approach. This way you can build a much better understanding of what they are looking for in a role and if they actually are suitable for the job. Learn all you can about them ahead of making contact, as you can then use any common connections or interests as a conversation starter, which can help to build a relationship with them. 4) Let them know why it benefits them Dont just tell them that youre working on a role that you think theyd be a perfect fit for, tell them exactly WHY they  should be interested in the job. Whats so great about it and how does it fit in with their personal experience? This may sound slightly contradictory as I just said that you should not sell; however it is possible to do this in a way that does not come across as a sales pitch. Directly link aspects of the job with specific responsibilities they have had in previous jobs, or give them an insight into the direction it could take their career. 5) Follow up If you didnt get a response to your first email, this doesnt necessarily mean that the candidate is not interested. Lots of messages get caught in spam filters, or they may have just been to busy to reply at the time. If you still havent heard back from them after a few days, youve got nothing to lose by contacting them a second time. Send a  brief  message  to follow up, asking them if theyve had the time to consider your initial message and if theyd like to discuss it further. This may be what it takes to capture their attention and even if they are not interested they are more likely to let you know that they would like to pass on the opportunity. [Image Credit: Shutterstock]

How to Make Sales as a Coach - Classy Career Girl

How to Make Sales as a Coach Today we talked about how to have a successful coaching business, the five things you need and how to actually make sales, because becoming a coach sounds great, right? But how do you actually find clients and get sales? And thats what we talked about today. We talked about how I grew my business doing sales conversations, free calls, individual calls with people because thats really how you are going to get your business launched. So make sure you tune in! If you want to grow your coaching business in 2020, you want to make sure you register, because Im giving all the behind the scenes of how I launched my coaching business and what I did so that I could quit my day job and grow my business and have a profitable business that gives me lots of freedom and flexibility and allows me to do what I love. Subscribe  on  your favorite platform below: iTunes Google Play Music Stitcher Radio TuneIn iHeartRadio Sound Cloud How to Make Sales as a Coach YOU CAN DO THIS! I do not love selling. I am an introvert. It’s not comfortable. But it is learnable.   5 Things You Need to Have a Successful Coaching Business: A problem you solve. A hungry market of people who have that problem online or offline. To listen and take notes of your clients challenges and goals. A recommendation/system you walk people through to solve problems. Here is my Get Unstuck system and here are the steps I take people through. I recommend this to you. I hear that you are struggling with this. A payment processor/PayPal (take payment over the phone and give a discount). Resources: Make sure you join us for our free Profit Planning workshop this week: www.classycareergirl.com/coachingworkshop Its a FREE Workshop to develop your 2020 Profit Plan for steady business growth so you can get out of feast or famine. Other Episodes You Might Like: How Do You Make Your Next Career Move Your Best Move Ever! Corrie Ann and Anna Tech Call 3 Steps To Plan Your 2020 Revenue Goals

How to Use a Vocal Action Verb List to Craft a Successful Resume

How to Use a Vocal Action Verb List to Craft a Successful ResumeAny prospective employer will read your resume. He or she is there to assess your potential for the position, not just to skim it for a few key words. With that in mind, you need to make sure that your resume is as clear and concise as possible.The most important part of any resume is the action verbs. To do this you need to familiarize yourself with the action verbs used in the resumes of other employees. The main goal is to take notes so that you can use these notes to fill in the missing parts in your own resume. This will leave you with a well-structured resume that has the necessary information needed for the position.One of the most common action verbs in resumes is 'Seek out.' This basically means 'ask for an interview.' If you want to get that interview, you have to follow up. You can make an offer, send an email, schedule a phone call, etc. Make it so that the opportunity for that interview is clear.'Request for an interview' is another of the most common action verbs in resumes. The goal here is to establish that you are a hard worker and want the job. If you don't want the job then don't request it. If you do want the job then be prepared to give the employer a reason why you should be the one to get it.The third action verb is 'Recommend.' You don't actually need to write down the recommendation. You can add in that you want to take advantage of their experience if you want them to recommend you to their boss. If they do, then follow up by thanking them for their recommendations.Your objective section is the final section of your resume. Here you need to describe exactly what your goals are in this job and why you deserve the position. If you don't have a very strong reason for the position, then simply list out the reasons why you deserve the position.You should also write down your expectations for the employer. You should try to be honest but be prepared to back up any claims you mak e with facts. These are sometimes referred to as 'white lies.'Once you have all the relevant facts ready, it is time to craft your resume in order to meet the requirements of the employer. In addition to this, you should think about what type of resume format you are going to use.

New Solutions for Job Seekers Competing in Todays Social Search - Hire Imaging

New Solutions for Job Seekers Competing in Today’s “Social Search” - Hire Imaging Minnesota;   Feb 10, 2011 Press Release There’s a new breed of Career Coach helping job seekers navigate the toughest and most confusing job market in decades. For job seekers, the stakes have never been higher, and the job search landscape has never been more volatile as Google, social media, employers, and recruiters drive the switch to Social Search. These are 2011s job search realities: Employers are abandoning costly and ineffective job board giants and databases. Traditional job search is dying. It wont be revived; nor will job seekers clinging to traditional resumes. Google is career GPS. Google results are replacing the resume as a screening device. Hiring managers are sourcing candidates via cost- and quality-effective social solutions including Google, LinkedIn profiles, social media venues, video presentations, and more. Social job search requires more than a resume. Candidates need a multichannel online presence within a branded, value-infused career communications (CareerComm) network. Bottom-line-it-for-me! managers and recruiters increasingly prefer bold, brief, brand- and value-rich career documentsâ€"as easily readable on a smart phone as on a computer. Contact me today to take advantage of the G3 Program. Two nationally recognized authors, coaches, and innovators in branded career managementâ€"Deb Dib and Susan Whitcombâ€"created the G3 Coach Program (offered through TheAcademies.com) to train career professionals in the new techniques their job seeking clients need for success in an employment market driven by speed and social-media recruiting. The pioneering Certified G3 Coach program (which stands for Get Clear, Get Found, Get Hired!), equips career coaches, job search strategists, resume writers, and personal branding strategists to help job seekers flourish in todays Social Search employment market. Barb Poole graduated from the inaugural class, becoming one of the first in the world to earn the elite Certified G3 Coach designation. Dib sums up the need for this training: “Todays hiring managers are inundated multi-taskers with little time and patience. As a Certified G3 Coach Barb has the skills to help job seekers meet todays employers mantra, So what? Make me care! Do it fast! Barb’s company is Hire Imaging LLC.   Barb may be reached at barb@hireimaging.com, www.hireimaging.com, 877-265-2750. Contact me today to take advantage of the G3 Program.

5 Tips for Leveraging Social Media in Your Job Search - CareerAlley

5 Tips for Leveraging Social Media in Your Job Search - CareerAlley We may receive compensation when you click on links to products from our partners. One of the well-known ways to land a new job is to network. Whether networking with colleagues from work, friends, professors from school, or in other areas, networking plays a vital role; giving us access to people who can recommend us for positions or simply inform us of them. With social media proliferating society, networking using social media may now be one of the best ways to market yourself to potential hiring managers. Here are 5 tips to leverage social media to get that next job. 1. Get information: Social media gives us access to more company information. You can easily check to see if a company has a presence on one of the many social media sites, like Twitter, Facebook, LinkedIn, and Google Plus (almost all are on one or more sites these days). You can easily read up on the company to learn whether they are doing the kinds of things you are interested in doing. You may discover they are expanding into a market you wished to work in or that may require a second language skill you possess. Better yet, this is an excellent source of information for your company research prior to interviewing or applying for a job. 2. Feedback and discussion: You can use social media to provide feedback about products and services, commenting on information the companies are providing or news that has been written about them, including recent business decisions or events. This may give you exposure to product representatives, managers and other staff members who review these social media pages. Getting your name out there on the Internet will help (assuming you use social media in a positive way) so that it will show up in searches (which all companies do on job candidates). Sites like LinkedIn will also let you link your blog to your profile (again, any blog in your name should be something that an employer would view in a positive way). Updating those in your network about the things you write about, possibly making you an authority in your area. 3. Networking: Having access to a wide variety of people is the most important thing about social media. You can easily check to see if the users on a particular network share your interests or work at companies you are interested in. You can then become friends with them or follow them. Most users are fine with making new friends within these networks and are even fine with being contacted for their expertise and knowledge. So, inquiring about a job lead or company information is usually welcome. 4. Your status: The more people you know (or know about you) the better your chances for leveraging your network in your job search. Keep you LinkedIn profile up to date, including your current job status. If you recently were laid off, you can let your network know and inform them about opportunities you might be interested in. This is a great way to get noticed by recruiters and hiring managers which often leads to job opportunities. Get and give recommendations on LinkedIn, this is another great way to get noticed. 5. Link to yourself: Not only can you link to your blog, but you can, and should, link to your resume, web site or portfolio. LinkedIn provides a URL for your profile. Use this link at the bottom of emails and when corresponding with recruiters and hiring managers. Link your profile to in as many ways as possible. If recruiters, hiring managers and other people are considering you for a position before calling you, they will look for your Internet profile and any sites related to you. So, give them your resume and other information that will help them get an idea of who you are. Book Corner [easyazon_link asin=1440569711 locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]Knock em Dead Social Networking: For Job Search and Professional Success[/easyazon_link] Social media has definitely changed the times in which we live. It is important to utilise them for networking in order to advance your career and your personal goals. However, you must utilise them correctly in order to gain results. We are always eager to hear from our readers. Please feel free to contact us if you have any questions or suggestions regarding CareerAlley content. Good luck in your search,Joey Google+ what where job title, keywords or company city, state or zip jobs by